Stafford loans do not require a student to pay any interest while at school and are not required to pay the loan in the six months after graduation The presence of collateral minimizes the risk of the lender and ensures a lower rate of interest charged on secured loans UK she said Urgent requirements for money come up when you face excess expenses suddenly by the end or middle of the month Organizations manage the quantity of the poor credit payday loan for the level of the person's standard paycheck